:root{
  --navy:#061b31;--navy-2:#0a2743;--navy-3:#0d3557;--teal:#08a7b5;--teal-2:#0b8c98;--cyan:#2bd0dc;
  --ink:#0f2134;--muted:#657586;--line:#dde5eb;--soft:#f5f7f9;--white:#fff;--gold:#b79a66;
  --container:1240px;--shadow:0 14px 40px rgba(8,27,49,.09);--shadow-lg:0 24px 70px rgba(4,23,42,.2)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(var(--container),calc(100% - 52px));margin:auto}main{overflow:hidden}h1,h2,h3,h4,p{margin-top:0}h1,h2{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.035em}h1{font-size:clamp(3.8rem,6.5vw,6.4rem);line-height:.95}h2{font-size:clamp(2.2rem,4vw,3.9rem);line-height:1.02}p{color:var(--muted)}.kicker{display:block;color:var(--teal-2);font-size:.74rem;font-weight:800;letter-spacing:.08em;margin-bottom:12px}.kicker--bright{color:#36d5df}.site-header{height:72px;background:var(--navy);color:#fff;position:relative;z-index:30}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;min-width:max-content}.brand__text{display:grid;grid-template-columns:auto auto;align-items:end;line-height:1}.brand__text strong{font-size:1.33rem;letter-spacing:-.035em}.brand__text em{font-style:normal;color:#11b5c3;font-weight:850;font-size:1.33rem}.brand__text small{grid-column:1/-1;font-size:.48rem;letter-spacing:.04em;margin-top:5px;color:#c9d3dc;font-weight:800}.nav__links{display:flex;align-items:center;gap:34px;font-size:.84rem;font-weight:700}.nav__links a{position:relative;padding:26px 0}.nav__links a:after{content:"";position:absolute;height:2px;left:0;right:100%;bottom:14px;background:var(--teal);transition:.2s}.nav__links a:hover:after,.nav__links a.is-active:after{right:0}.header-phone{display:flex;align-items:center;gap:10px}.header-phone__icon{width:31px;height:31px;border:1px solid rgba(255,255,255,.4);border-radius:50%;display:grid;place-items:center}.header-phone strong,.header-phone small{display:block}.header-phone strong{font-size:.8rem}.header-phone small{font-size:.53rem;font-weight:500;color:#d0dbe4;margin-top:3px}.nav-toggle{display:none;background:none;border:0;width:42px;height:42px;padding:8px}.nav-toggle span{display:block;height:2px;background:#fff;margin:5px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:46px;padding:0 22px;border:0;font-weight:750;cursor:pointer;transition:.2s}.btn--primary{background:linear-gradient(90deg,#089ca9,#10b6c0);color:#fff;box-shadow:0 7px 20px rgba(8,167,181,.18)}.btn--primary:hover{transform:translateY(-1px);filter:brightness(1.04)}.btn--outline{border:1px solid #4e8097;color:#16364e;background:transparent}.btn--light{background:#fff;color:#0a3149}.btn--wide{width:100%;min-height:54px;font-size:.95rem}.btn--compact{min-height:38px;padding:0 16px;font-size:.74rem}.btn--large{padding:0 28px;min-height:52px}
.hero-premium{position:relative;background:#06203a;color:#fff;min-height:560px}.hero-premium__photo{position:absolute;inset:0;background:url('../images/photo/hero-berlin.webp') center/cover no-repeat;opacity:.78}.hero-premium__shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,20,38,.97) 0%,rgba(2,24,43,.92) 42%,rgba(4,27,47,.5) 68%,rgba(4,20,35,.18) 100%)}.hero-premium__grid{position:relative;z-index:2;display:grid;grid-template-columns:1.13fr .72fr;gap:90px;align-items:center;padding:64px 0 58px}.outline-label{display:inline-block;border:1px solid rgba(26,208,218,.7);border-radius:999px;padding:6px 11px;font-size:.63rem;font-weight:800;letter-spacing:.04em;margin-bottom:22px}.hero-premium h1{max-width:650px;margin-bottom:22px}.hero-premium h1 span{color:#18c4cf}.hero-premium__copy>p{font-size:1.06rem;color:#fff;max-width:590px;line-height:1.75}.hero-benefits{display:flex;gap:42px;margin-top:44px}.hero-benefits>div{display:grid;grid-template-columns:34px auto;grid-template-rows:auto auto;column-gap:10px;align-items:center}.hero-benefits i{grid-row:1/3;width:30px;height:30px;border:1px solid #14bcc8;border-radius:50%;display:grid;place-items:center;color:#23d2db;font-style:normal}.hero-benefits strong{font-size:.78rem}.hero-benefits small{font-size:.65rem;color:#c1d0da}.hero-compare{background:rgba(7,28,49,.94);border:1px solid rgba(255,255,255,.16);padding:28px 26px 22px;box-shadow:var(--shadow-lg)}.hero-compare h2{font-size:1.7rem;font-family:Georgia,serif;letter-spacing:-.02em;margin-bottom:24px}.hero-compare label{display:block;color:#e5edf3;font-size:.72rem;font-weight:750;margin-bottom:7px}.amount-display{font-size:1.48rem;font-weight:850;margin-bottom:2px}.hero-compare input[type=range]{width:100%;accent-color:#fff}.range-meta{display:flex;justify-content:space-between;font-size:.58rem;color:#ccd6df;margin:2px 0 20px}.term-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin-bottom:16px}.term-grid label{margin:0}.term-grid input{display:none}.term-grid span{display:flex;min-height:38px;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.18);font-size:.68rem;cursor:pointer;color:#fff}.term-grid input:checked+span{background:#099eab;border-color:#0eb3bf}.compare-note{display:block;text-align:center;color:#d4dde5;font-size:.67rem;margin-top:12px}
.section-tight{padding:44px 0 32px}.offers-layout{display:grid;grid-template-columns:260px 1fr;gap:42px;align-items:start}.offers-intro{padding-top:8px}.offers-intro h2{font-size:2.45rem;margin-bottom:24px}.check-list{list-style:none;padding:0;margin:0 0 28px}.check-list li{position:relative;padding-left:27px;margin:13px 0;font-size:.78rem;color:#213c52}.check-list li:before{content:"✓";position:absolute;left:0;top:0;width:17px;height:17px;border:1px solid #4d8398;border-radius:50%;font-size:.64rem;display:grid;place-items:center;color:#0b7483}.offer-table-wrap{box-shadow:var(--shadow);background:#fff}.offer-table-head,.offer-row{display:grid;grid-template-columns:1.45fr .75fr .78fr 1fr .92fr;align-items:center}.offer-table-head{background:var(--navy);color:#fff;min-height:44px;padding:0 22px;font-size:.65rem;font-weight:700}.offer-row{padding:14px 22px;border-bottom:1px solid var(--line);min-height:66px;font-size:.76rem}.bank-cell{display:flex;align-items:center;gap:11px}.bank-monogram{min-width:38px;height:24px;padding:0 5px;display:grid;place-items:center;background:#eef2f5;border:1px solid #d7e0e6;font-size:.65rem;font-weight:900;color:#14344c}.rate-cell{font-size:1.1rem;font-weight:850}.offer-row small{display:block;color:#80909c;font-size:.61rem}.all-offers-link{display:block;text-align:center;color:#087f8b;font-size:.71rem;font-weight:750;padding:18px}
.security-band{background:#061b31;color:#fff;padding:38px 0}.security-grid{display:grid;grid-template-columns:295px 1.05fr .95fr;gap:34px;align-items:center}.security-photo{margin:0}.security-photo img{width:100%;height:178px;object-fit:cover}.security-copy h2{font-size:2.5rem;margin:0 0 12px}.security-copy p{color:#bdcad4;margin:0;max-width:520px;font-size:.8rem}.security-points{display:grid;gap:18px}.security-points>div{display:flex;gap:13px;align-items:center}.security-points i{font-style:normal;width:36px;height:36px;border:1px solid #0caabd;border-radius:50%;display:grid;place-items:center;color:#21c7d1}.security-points strong,.security-points small{display:block}.security-points strong{font-size:.76rem}.security-points small{font-size:.65rem;color:#b7c6d1;margin-top:2px}
.benefit-advisor__grid{display:grid;grid-template-columns:1.75fr .75fr;min-height:300px}.benefits-panel{padding:34px 36px 32px 0}.benefits-panel h2{font-size:2.5rem}.benefit-columns{display:grid;grid-template-columns:repeat(4,1fr);margin-top:25px}.benefit-columns>div{padding:0 25px;border-right:1px solid #dce4e8}.benefit-columns>div:first-child{padding-left:0}.benefit-columns>div:last-child{border:0}.benefit-columns i{font-style:normal;color:#07899a;font-size:2rem}.benefit-columns h3{font-size:.9rem;margin:15px 0 8px}.benefit-columns p{font-size:.69rem;line-height:1.6;margin:0}.advisor-card{position:relative;overflow:hidden;background:#dce4e8}.advisor-card>img{width:100%;height:100%;object-fit:cover}.advisor-contact{position:absolute;right:0;bottom:18px;background:#061b31;color:#fff;padding:15px 20px;min-width:230px}.advisor-contact span,.advisor-contact strong,.advisor-contact small{display:block}.advisor-contact span{font-size:.64rem;margin-bottom:7px}.advisor-contact strong{font-size:1rem}.advisor-contact small{font-size:.58rem;color:#d3dee6;margin-top:3px}
.calculator-strip{background:#f6f8f9;padding:58px 0}.calculator-strip__grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:center}.calculator-strip h2{font-size:2.55rem}.calculator-strip p{max-width:430px}.chart-card{background:#fff;border:1px solid var(--line);padding:24px}.chart-card--flat{box-shadow:none}.chart-card__head h3{margin:0;font-size:1rem}.chart-card__head p{font-size:.68rem;margin:3px 0 0}.chart-wrap{height:245px;position:relative}.mini-bars{height:100%;display:flex;align-items:end;gap:18px;padding:26px 8px 36px;border-bottom:1px solid var(--line)}.mini-bars__bar{flex:1;position:relative;background:linear-gradient(180deg,#0a9eaa,#37c7cf);min-height:20px}.mini-bars__bar span{position:absolute;bottom:-28px;left:50%;transform:translateX(-50%);font-size:.62rem;color:#6f8190;white-space:nowrap}.mini-bars__bar strong{position:absolute;top:-25px;left:50%;transform:translateX(-50%);font-size:.66rem;color:#19384d;white-space:nowrap}.cta-bar{background:linear-gradient(90deg,#078c98,#10aeb8);color:#fff}.cta-bar__inner{display:grid;grid-template-columns:45px 1fr auto;gap:22px;align-items:center;min-height:82px}.cta-icon{width:34px;height:34px;border:1px solid rgba(255,255,255,.8);border-radius:50%;display:grid;place-items:center}.cta-bar h2{font-family:Inter,sans-serif;font-size:1.22rem;letter-spacing:-.02em;margin:0 0 3px}.cta-bar p{color:#eaffff;margin:0;font-size:.73rem}
.page-hero{padding:66px 0;background:linear-gradient(180deg,#f8fafb,#f0f4f6);border-bottom:1px solid var(--line)}.page-hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:65px;align-items:center}.page-hero h1{font-size:clamp(3rem,5vw,5.2rem)}.page-hero .split__visual img{max-height:390px;width:100%;object-fit:cover}.crumbs{font-size:.72rem;color:#7e8e9a;margin-bottom:16px}.crumbs a{color:#0a8795}.section{padding:80px 0}.section--soft{background:#f5f7f9}.section--navy{background:var(--navy);color:#fff}.section-head{display:grid;grid-template-columns:1fr .8fr;gap:55px;align-items:end;margin-bottom:34px}.section-head p{margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.split__visual img{width:100%;max-height:500px;object-fit:cover}.lead{font-size:1.02rem;line-height:1.75}.offer-list{border-top:1px solid var(--line)}.offer{display:grid;grid-template-columns:1.55fr .7fr .7fr .9fr auto;gap:18px;align-items:center;padding:18px 0;border-bottom:1px solid var(--line)}.offer__bank{display:flex;align-items:center;gap:12px}.offer__logo,.bank-card__logo{width:46px;height:46px;display:grid;place-items:center;background:#eef2f4;border:1px solid #dce4e9;font-weight:850}.offer small{display:block;color:#7a8b98;font-size:.69rem}.offer__rate strong{font-size:1.45rem}.badge{display:inline-block;padding:3px 7px;background:#e7f6f5;color:#097b81;font-size:.62rem;font-weight:800}.badge--gold{background:#f4efe4;color:#876c3d}.link-arrow{color:#06828e;font-weight:750;font-size:.84rem}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line)}.metric{padding:24px;background:#fff}.metric+.metric{border-left:1px solid var(--line)}.metric strong{display:block;font-size:1.7rem}.metric span{font-size:.74rem;color:#738391}.steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.step{padding:30px 32px}.step+.step{border-left:1px solid var(--line)}.step__num{color:#078e9b;font-weight:800;font-size:.65rem;letter-spacing:.1em}.step__icon{font-size:1.45rem;margin:18px 0}.article-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:22px}.article-card{border-top:1px solid var(--line);padding-top:14px}.article-card img{width:100%;aspect-ratio:16/10;object-fit:cover}.article-card__body{padding-top:15px}.article-card__meta{font-size:.63rem;letter-spacing:.08em;color:#078995;font-weight:800}.article-card h3{font-size:1.1rem}.article-card p{font-size:.78rem}.filter-panel{display:grid;grid-template-columns:1.2fr 1fr 1fr auto;gap:12px;padding:18px 0;border-bottom:1px solid var(--line)}.field label{display:block;font-size:.7rem;font-weight:750;margin-bottom:6px}.field input,.field select,.field textarea,.form-grid input,.form-grid select,.form-grid textarea{width:100%;border:1px solid #cfdbe1;background:#fff;min-height:46px;padding:0 13px;color:#19374c}.field textarea,.form-grid textarea{padding-top:12px;min-height:120px}.bank-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.bank-card{border:1px solid var(--line);padding:22px;background:#fff}.bank-card__top{display:flex;gap:12px;align-items:center}.bank-card__stats{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:18px 0}.bank-card__stats div{padding:12px 0}.bank-card__stats div+div{border-left:1px solid var(--line);padding-left:14px}.bank-card__stats small{display:block;color:#7e8d97}.calc-layout,.lead-layout{display:grid;grid-template-columns:.92fr 1.08fr;gap:26px}.panel{background:#fff;border:1px solid var(--line);padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .span-2{grid-column:1/-1}.result-hero{background:var(--navy);color:#fff;padding:28px;margin-bottom:16px}.result-hero span{color:#b3c1cb;font-size:.72rem}.result-hero strong{display:block;font-size:2.45rem;margin:4px 0}.kpi-row{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line)}.kpi{padding:14px}.kpi+.kpi{border-left:1px solid var(--line)}.kpi small{display:block;color:#778996}.privacy-note,.checkbox{font-size:.72rem;color:#718391}.content{max-width:860px}.content h2{font-size:2.15rem;margin-top:44px}.content p,.content li{color:#536a79}.legal-note{padding:16px 18px;background:#fbf7ef;border-left:3px solid #b99459;color:#6f5a39;margin:22px 0}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:30px}.contact-cards{border-top:1px solid var(--line)}.contact-card{padding:18px 0;border-bottom:1px solid var(--line)}
.footer{background:#06182a;color:#bdc9d2;padding:52px 0 22px}.footer__grid{display:grid;grid-template-columns:1.55fr repeat(4,1fr);gap:38px}.footer__brand p{max-width:330px;color:#8ea0ae;font-size:.76rem;margin-top:20px}.footer h4{font-size:.67rem;color:#fff;text-transform:none}.footer__grid>div:not(.footer__brand){display:flex;flex-direction:column;gap:8px}.footer__grid a{font-size:.69rem;color:#b3c1ca}.footer__grid a:hover{color:#fff}.socials{display:flex;gap:8px}.socials span{width:23px;height:23px;border:1px solid #446074;border-radius:50%;display:grid;place-items:center;font-size:.55rem}.footer__bottom{border-top:1px solid rgba(255,255,255,.09);margin-top:36px;padding-top:16px;display:flex;justify-content:space-between;font-size:.62rem;color:#6f8392}.admin-shell{background:#eef3f5;min-height:100vh}.admin-top{background:var(--navy);color:#fff;padding:16px 0}.admin-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:24px 0}.admin-card{background:#fff;border:1px solid var(--line);padding:20px}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line)}.table{width:100%;border-collapse:collapse;min-width:900px}.table th,.table td{padding:13px 15px;border-bottom:1px solid var(--line);text-align:left;font-size:.76rem}.table th{background:#f6f8f9}
@media(max-width:1080px){.nav__links{display:none;position:absolute;top:72px;left:20px;right:20px;background:#fff;color:var(--ink);padding:12px;box-shadow:var(--shadow-lg)}.nav__links.is-open{display:flex;flex-direction:column;align-items:stretch;gap:0}.nav__links a{padding:12px}.header-phone{display:none}.nav-toggle{display:block}.hero-premium__grid{grid-template-columns:1fr;gap:34px}.hero-compare{max-width:560px}.offers-layout,.security-grid,.benefit-advisor__grid,.calculator-strip__grid,.page-hero__grid,.split,.calc-layout,.lead-layout,.contact-grid{grid-template-columns:1fr}.benefit-columns{grid-template-columns:repeat(2,1fr);gap:0}.benefit-columns>div{padding:18px;border-bottom:1px solid var(--line)}.advisor-card{max-height:420px}.footer__grid{grid-template-columns:1.3fr repeat(2,1fr)}.footer__brand{grid-row:span 2}.bank-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.container{width:min(var(--container),calc(100% - 28px))}.site-header,.nav{height:64px}.brand__text strong,.brand__text em{font-size:1.12rem}.nav__links{top:64px}.hero-premium__grid{padding:42px 0}.hero-premium h1{font-size:3.55rem}.hero-premium__copy>p{font-size:.92rem}.hero-benefits{display:grid;grid-template-columns:1fr;gap:16px}.term-grid{grid-template-columns:repeat(2,1fr)}.offers-layout{gap:25px}.offer-table-wrap{overflow:auto}.offer-table-head,.offer-row{min-width:760px}.security-grid{gap:20px}.security-photo img{height:210px}.benefit-columns{grid-template-columns:1fr}.benefit-columns>div{padding:18px 0;border-right:0}.cta-bar__inner{grid-template-columns:40px 1fr;padding:16px 0}.cta-bar .btn{grid-column:1/-1}.section{padding:60px 0}.section-head{grid-template-columns:1fr}.offer{grid-template-columns:1fr 1fr}.offer__bank{grid-column:1/-1}.metric-grid,.steps,.bank-grid,.filter-panel,.form-grid,.kpi-row,.article-grid{grid-template-columns:1fr}.metric+.metric,.step+.step,.kpi+.kpi{border-left:0;border-top:1px solid var(--line)}.form-grid .span-2{grid-column:auto}.footer__grid{grid-template-columns:1fr 1fr}.footer__brand{grid-column:1/-1}.footer__bottom{flex-direction:column;gap:5px}.admin-grid{grid-template-columns:1fr}}

/* ===== Premium inner-page system ===== */
.subhero{position:relative;background:#071d33;color:#fff;min-height:390px;display:flex;align-items:center;overflow:hidden}
.subhero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,22,40,.98),rgba(4,29,51,.88) 52%,rgba(4,29,51,.35));z-index:1}
.subhero--berlin{background:url('../images/photo/hero-berlin.webp') center 48%/cover no-repeat}
.subhero--security{background:url('../images/photo/deposit-security.webp') center/cover no-repeat}
.subhero--advisor{background:url('../images/photo/advisor.webp') 72% 28%/cover no-repeat}
.subhero__inner{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.72fr);gap:80px;align-items:center;padding:58px 0}
.subhero__content{max-width:720px}.subhero .crumbs{font-size:.68rem;color:#b9c8d3;margin-bottom:26px}.subhero .crumbs a{color:#fff}.subhero .eyebrow{font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:#39d0d8;font-weight:800;margin-bottom:13px}.subhero h1{font-size:clamp(3.1rem,5.7vw,5.2rem);margin:0 0 22px;max-width:790px}.subhero .lead{font-size:1rem;line-height:1.8;color:#d3dee7;max-width:680px}.subhero__facts{border-left:1px solid rgba(255,255,255,.22);padding-left:34px;display:grid;gap:22px}.subhero__facts div{padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.12)}.subhero__facts div:last-child{border:0}.subhero__facts strong{display:block;font-family:Georgia,serif;font-size:1.55rem}.subhero__facts span{font-size:.68rem;color:#b8c7d3}
.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-strip__inner{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:18px 24px;border-right:1px solid var(--line);display:flex;gap:12px;align-items:center}.trust-item:first-child{padding-left:0}.trust-item:last-child{border:0}.trust-item i{width:32px;height:32px;border:1px solid #75a8b4;border-radius:50%;display:grid;place-items:center;color:#087f8b;font-style:normal;font-size:.75rem}.trust-item strong{display:block;font-size:.76rem}.trust-item small{display:block;font-size:.63rem;color:#7a8c99;margin-top:2px}
.inner-section{padding:74px 0}.inner-section--soft{background:#f5f8fa}.inner-section--navy{background:#071d33;color:#fff}.inner-section--navy p{color:#c0ced8}.inner-section--teal{background:#078f9c;color:#fff}.inner-section--teal p{color:#d6f4f5}.section-intro{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:72px;align-items:start;margin-bottom:42px}.section-intro h2{margin:0}.section-intro p{font-size:.94rem;line-height:1.8}.section-intro--light h2,.section-intro--light p{color:#fff}
.editorial-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center}.editorial-photo{position:relative;overflow:hidden;min-height:410px;background:#dce5e9}.editorial-photo img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover}.editorial-photo__label{position:absolute;left:22px;bottom:22px;background:#071d33;color:#fff;padding:15px 18px;font-size:.72rem;max-width:280px}.editorial-copy h2{font-size:3rem}.editorial-copy>p{font-size:.96rem;line-height:1.8}.editorial-copy .btn{margin-top:10px}
.stat-rail{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.stat-rail__item{padding:27px 30px;border-right:1px solid var(--line)}.stat-rail__item:first-child{padding-left:0}.stat-rail__item:last-child{border-right:0}.stat-rail__item strong{display:block;font-family:Georgia,serif;font-size:1.75rem;color:#0c3048}.stat-rail__item span{display:block;color:#708390;font-size:.68rem;margin-top:5px}
.info-columns{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.info-column{padding:30px 32px;border-right:1px solid var(--line)}.info-column:first-child{padding-left:0}.info-column:last-child{border-right:0}.info-column__num{font-size:.64rem;color:#0a8994;font-weight:850;letter-spacing:.1em}.info-column h3{font-family:Georgia,serif;font-size:1.3rem;margin:15px 0 10px}.info-column p{font-size:.78rem;line-height:1.7;margin:0}
.prose-layout{display:grid;grid-template-columns:260px minmax(0,760px);gap:70px;align-items:start}.prose-nav{position:sticky;top:28px;border-top:2px solid #0a8b97}.prose-nav a{display:block;padding:12px 2px;border-bottom:1px solid var(--line);font-size:.72rem;color:#45606f}.prose-nav a:hover{color:#078d98}.prose{max-width:800px}.prose h2{font-size:2.2rem;margin:48px 0 15px}.prose h2:first-child{margin-top:0}.prose h3{font-size:1.08rem;margin:28px 0 10px}.prose p,.prose li{font-size:.88rem;line-height:1.78;color:#526978}.prose ul{padding-left:20px}.prose .lead-copy{font-size:1rem;color:#29475a}.callout{border-left:3px solid #0a9aa6;background:#f3f8f9;padding:20px 22px;margin:28px 0}.callout strong{display:block;margin-bottom:5px;color:#12354d}.callout p{margin:0;font-size:.8rem}
.comparison-shell{background:#fff;border:1px solid #d8e2e7;box-shadow:0 14px 35px rgba(4,26,46,.07)}.comparison-toolbar{display:grid;grid-template-columns:1.2fr .8fr .8fr auto;gap:1px;background:#dce5ea;border-bottom:1px solid #dce5ea}.comparison-toolbar .field{background:#fff;padding:15px 16px}.comparison-toolbar .field label{font-size:.62rem;text-transform:uppercase;letter-spacing:.07em;color:#6d808f}.comparison-toolbar input,.comparison-toolbar select{border:0;border-bottom:1px solid #aebec8;padding:3px 0;min-height:34px;font-weight:750}.comparison-toolbar .btn{height:100%;min-height:72px}.comparison-meta{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:16px 20px;background:#f7f9fa;border-bottom:1px solid var(--line);font-size:.68rem;color:#6b7f8d}.comparison-meta strong{color:#16384f}.product-head,.product-row{display:grid;grid-template-columns:1.3fr .7fr .7fr .85fr .85fr .55fr;align-items:center}.product-head{padding:11px 20px;background:#071d33;color:#fff;font-size:.62rem;font-weight:750}.product-row{padding:18px 20px;border-bottom:1px solid var(--line);font-size:.75rem}.product-row:last-child{border-bottom:0}.product-bank{display:flex;gap:12px;align-items:center}.product-bank__logo{width:44px;height:30px;border:1px solid #d8e0e6;background:#f4f6f7;display:grid;place-items:center;font-weight:900;color:#113c55}.product-bank strong{display:block}.product-bank small{display:block;color:#7a8d99}.product-rate{font-family:Georgia,serif;font-size:1.35rem;color:#0c344e}.product-row .btn{justify-self:end}
.bank-directory{border-top:1px solid var(--line)}.bank-entry{display:grid;grid-template-columns:1.2fr .7fr .7fr .75fr .45fr;align-items:center;padding:23px 4px;border-bottom:1px solid var(--line)}.bank-entry__name{display:flex;gap:14px;align-items:center}.bank-entry__mark{width:48px;height:34px;background:#071d33;color:#fff;display:grid;place-items:center;font-size:.72rem;font-weight:900}.bank-entry small{display:block;color:#7f909b;font-size:.64rem}.bank-entry strong{font-size:.82rem}
.calc-pro{display:grid;grid-template-columns:.86fr 1.14fr;gap:34px}.calc-panel{background:#071d33;color:#fff;padding:32px}.calc-panel h2{font-size:2.1rem}.calc-panel .field label{color:#bed0da}.calc-panel .field input,.calc-panel .field select{background:#0d2b47;border-color:#36566d;color:#fff}.calc-panel .kpi-row{margin-top:24px;border-color:#315067}.calc-panel .kpi+.kpi{border-color:#315067}.calc-panel .kpi small{color:#9fb2bf}.calc-panel .kpi strong{font-family:Georgia,serif;font-size:1.2rem}.calc-explainer{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);margin-top:42px}.calc-explainer div{padding:25px 25px 0 0}.calc-explainer div+div{padding-left:25px;border-left:1px solid var(--line)}.calc-explainer strong{display:block;font-size:.8rem;margin-bottom:8px}.calc-explainer p{font-size:.73rem}
.article-feature{display:grid;grid-template-columns:1.12fr .88fr;gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.article-feature__visual{min-height:360px;background:url('../images/photo/deposit-security.webp') center/cover no-repeat}.article-feature__copy{padding:42px;background:#071d33;color:#fff}.article-feature__copy h2{font-size:2.8rem}.article-feature__copy p{color:#c3d1db}.article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:40px}.article-pro{border-top:2px solid #173d55;padding-top:16px}.article-pro__meta{font-size:.63rem;color:#078f9a;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.article-pro h3{font-family:Georgia,serif;font-size:1.35rem;margin:12px 0}.article-pro p{font-size:.77rem}.article-pro a{font-size:.72rem;color:#078a95;font-weight:800}
.team-proof{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;align-items:stretch}.team-proof__photo{min-height:430px;background:url('../images/photo/advisor.webp') 65% 20%/cover no-repeat}.principles{display:grid;border-top:1px solid var(--line)}.principle{display:grid;grid-template-columns:48px 1fr;gap:16px;padding:22px 0;border-bottom:1px solid var(--line)}.principle b{font-family:Georgia,serif;font-size:1.45rem;color:#078d98}.principle h3{margin:0 0 5px;font-size:.95rem}.principle p{margin:0;font-size:.75rem}
.contact-pro{display:grid;grid-template-columns:.86fr 1.14fr;gap:50px}.contact-sidebar{background:#071d33;color:#fff;padding:34px}.contact-sidebar h2{font-size:2.4rem}.contact-sidebar p{color:#c6d3dc}.contact-detail{padding:17px 0;border-top:1px solid rgba(255,255,255,.15)}.contact-detail small{display:block;color:#91a7b5;font-size:.62rem}.contact-detail strong{display:block;margin-top:4px}.contact-form-pro{border-top:2px solid #0a919c;padding-top:24px}
.faq-list{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-item summary{list-style:none;cursor:pointer;padding:20px 0;font-family:Georgia,serif;font-size:1.08rem;display:flex;justify-content:space-between;gap:20px}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";font-family:Arial;font-size:1.2rem;color:#078d98}.faq-item[open] summary:after{content:"−"}.faq-item p{padding:0 0 20px;max-width:800px;font-size:.82rem}
.legal-hero{background:#f4f7f9;border-bottom:1px solid var(--line);padding:52px 0}.legal-hero .crumbs{font-size:.66rem;color:#6d7f8b}.legal-hero .eyebrow{font-size:.68rem;text-transform:uppercase;letter-spacing:.09em;color:#078d98;font-weight:800;margin:18px 0 10px}.legal-hero h1{font-size:3.5rem;max-width:820px;margin:0}.legal-hero p{max-width:750px;margin:14px 0 0}.legal-index{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin:28px 0}.legal-index div{background:#fff;padding:18px}.legal-index strong{display:block;font-size:.76rem}.legal-index span{font-size:.65rem;color:#758995}
@media(max-width:980px){.subhero__inner,.section-intro,.editorial-grid,.prose-layout,.calc-pro,.article-feature,.team-proof,.contact-pro{grid-template-columns:1fr}.subhero__facts{border-left:0;border-top:1px solid rgba(255,255,255,.2);padding:24px 0 0;grid-template-columns:repeat(3,1fr)}.trust-strip__inner{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}.info-columns,.article-list{grid-template-columns:1fr 1fr}.stat-rail{grid-template-columns:repeat(2,1fr)}.stat-rail__item:nth-child(2){border-right:0}.stat-rail__item:nth-child(-n+2){border-bottom:1px solid var(--line)}.prose-nav{position:static}.comparison-toolbar{grid-template-columns:1fr 1fr}.comparison-toolbar .btn{min-height:52px}.comparison-shell{overflow:auto}.product-head,.product-row{min-width:900px}.bank-directory{overflow:auto}.bank-entry{min-width:780px}}
@media(max-width:640px){.subhero{min-height:auto}.subhero__inner{padding:42px 0;gap:30px}.subhero h1{font-size:3.25rem}.subhero__facts{grid-template-columns:1fr}.trust-strip__inner,.info-columns,.article-list,.stat-rail,.comparison-toolbar{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line);padding-left:0}.info-column{border-right:0;border-bottom:1px solid var(--line);padding-left:0}.stat-rail__item{border-right:0;border-bottom:1px solid var(--line);padding-left:0}.inner-section{padding:54px 0}.editorial-photo{min-height:320px}.article-feature__visual{min-height:260px}.article-feature__copy{padding:28px}.comparison-toolbar .btn{width:100%}.contact-sidebar{padding:26px}.legal-index{grid-template-columns:1fr}}

/* ===== Responsive comparison + real bank logo presentation ===== */
.bank-logo-box{width:96px;height:42px;display:flex;align-items:center;justify-content:flex-start;background:#fff;border:1px solid #dbe4e9;padding:7px 9px;flex:0 0 auto;overflow:hidden}.bank-logo-box img{display:block;max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain}.bank-logo-box--large{width:132px;height:58px}.bank-logo-box--dark{background:#fff;border-color:rgba(255,255,255,.24);width:128px;height:58px}.bank-cell .bank-logo-box{width:92px;height:34px;border:0;padding:2px 0;background:transparent}.product-bank .bank-logo-box{width:88px;height:38px}.bank-entry__name .bank-logo-box{width:100px;height:44px}.lead-selected-bank{display:flex;align-items:center;gap:18px;padding:0 0 22px;margin:0 0 24px;border-bottom:1px solid var(--line)}.lead-selected-bank small,.lead-selected-bank strong{display:block}.lead-selected-bank small{color:#7a8b98;font-size:.65rem}.lead-selected-bank strong{font-size:1rem;margin-top:3px}

/* ===== Lead modal ===== */
body.modal-open{overflow:hidden}.lead-modal{position:fixed;inset:0;z-index:1000;display:none}.lead-modal.is-open{display:block}.lead-modal__backdrop{position:absolute;inset:0;background:rgba(2,15,28,.76);backdrop-filter:blur(7px)}.lead-modal__dialog{position:relative;z-index:2;width:min(1060px,calc(100% - 40px));max-height:calc(100% - 40px);margin:20px auto;background:#fff;display:grid;grid-template-columns:.9fr 1.1fr;overflow:auto;box-shadow:0 30px 100px rgba(0,0,0,.35)}.lead-modal__close{position:absolute;right:14px;top:14px;z-index:3;width:42px;height:42px;border:1px solid rgba(255,255,255,.25);background:rgba(4,25,44,.7);color:#fff;font-size:1.8rem;line-height:1;cursor:pointer}.lead-modal__summary{background:#061b31;color:#fff;padding:46px 40px 38px}.lead-modal__summary h2{font-size:2.55rem;margin:0 0 14px}.lead-modal__summary>p{color:#b9c8d3;font-size:.84rem;line-height:1.7}.lead-modal__selected-bank{display:flex;align-items:center;gap:16px;padding:20px 0;margin-top:25px;border-top:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15)}.lead-modal__selected-bank small,.lead-modal__selected-bank strong{display:block}.lead-modal__selected-bank small{color:#8fa8b8;font-size:.62rem}.lead-modal__selected-bank strong{font-size:1rem;margin-top:3px}.lead-modal__metrics{display:grid;grid-template-columns:1fr 1fr;margin-top:20px;border-top:1px solid rgba(255,255,255,.13);border-left:1px solid rgba(255,255,255,.13)}.lead-modal__metrics>div{padding:15px;border-right:1px solid rgba(255,255,255,.13);border-bottom:1px solid rgba(255,255,255,.13)}.lead-modal__metrics small,.lead-modal__metrics strong{display:block}.lead-modal__metrics small{font-size:.58rem;color:#8ea6b5}.lead-modal__metrics strong{font-family:Georgia,serif;font-size:1.05rem;margin-top:4px}.lead-modal__trust{display:grid;gap:8px;margin-top:22px;font-size:.66rem;color:#b9cbd5}.lead-modal__formwrap{padding:42px 42px 34px;min-width:0}.lead-modal__bank-choice{display:grid;grid-template-columns:repeat(6,1fr);gap:7px;margin:0 0 22px}.lead-bank-choice{height:58px;border:1px solid #dce5ea;background:#fff;padding:8px;display:flex;align-items:center;justify-content:center;cursor:pointer;position:relative}.lead-bank-choice img{max-width:100%;max-height:34px;object-fit:contain}.lead-bank-choice.is-selected{border-color:#0595a1;box-shadow:inset 0 0 0 1px #0595a1}.lead-bank-choice.is-selected:after{content:'✓';position:absolute;right:3px;top:3px;width:16px;height:16px;border-radius:50%;background:#079aa6;color:#fff;font-size:.58rem;display:grid;place-items:center}.lead-modal__fields{display:grid;grid-template-columns:1fr 1fr;gap:13px}.lead-modal__form .field label{font-size:.66rem}.lead-modal__privacy{display:flex;gap:9px;align-items:flex-start;margin:17px 0 15px;line-height:1.5}.lead-modal__privacy input{margin-top:3px}.lead-modal__privacy a{text-decoration:underline}.lead-modal__microcopy{text-align:center;font-size:.62rem;margin:9px 0 0}.lead-modal__success{padding-top:70px;text-align:center}.lead-modal__success-icon{display:grid;place-items:center;width:64px;height:64px;margin:0 auto 22px;border-radius:50%;background:#e8f7f5;color:#088b95;font-size:1.7rem}.lead-modal__success h2{font-size:2.7rem}.lead-modal__success p{max-width:430px;margin:0 auto 24px}

@media(max-width:900px){
  .lead-modal__dialog{grid-template-columns:1fr;width:min(720px,calc(100% - 28px));max-height:calc(100% - 28px);margin:14px auto}.lead-modal__summary{padding:34px 28px}.lead-modal__summary h2{font-size:2.2rem}.lead-modal__metrics{grid-template-columns:repeat(4,1fr)}.lead-modal__formwrap{padding:30px 28px}.lead-modal__bank-choice{grid-template-columns:repeat(3,1fr)}
  .comparison-shell{overflow:visible}.product-head{display:none}.product-row{min-width:0!important;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;padding:0;margin:14px;border:1px solid #dce4e9;background:#fff}.product-bank{grid-column:1/-1;padding:17px;border-bottom:1px solid var(--line)}.product-row>[data-label]{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px;border-bottom:1px solid var(--line);font-size:.76rem}.product-row>[data-label]:nth-of-type(even){border-left:1px solid var(--line)}.product-row>[data-label]:before{content:attr(data-label);font-size:.61rem;text-transform:uppercase;letter-spacing:.055em;color:#758896;font-weight:750}.product-row .product-rate{font-family:inherit;font-size:.86rem;color:#0c344e}.product-row .btn{grid-column:1/-1;justify-self:stretch;margin:15px;min-height:46px}.bank-directory{overflow:visible}.bank-directory>.product-head{display:none}.bank-entry{min-width:0!important;display:grid;grid-template-columns:1fr 1fr;padding:0;margin:14px 0;border:1px solid var(--line)}.bank-entry__name{grid-column:1/-1;padding:17px;border-bottom:1px solid var(--line)}.bank-entry>[data-label]{display:flex;justify-content:space-between;gap:10px;padding:12px 15px;border-bottom:1px solid var(--line);font-size:.78rem}.bank-entry>[data-label]:before{content:attr(data-label);font-size:.61rem;text-transform:uppercase;color:#788b97}.bank-entry .btn{grid-column:1/-1;margin:14px;min-height:46px}
}
@media(max-width:640px){
  .offer-table-wrap{overflow:visible}.offer-table-head{display:none}.offer-row{min-width:0!important;display:grid;grid-template-columns:1fr 1fr;gap:0;padding:0;margin:12px;border:1px solid var(--line)}.offer-row>.bank-cell{grid-column:1/-1;padding:15px;border-bottom:1px solid var(--line)}.offer-row>div:not(.bank-cell){padding:11px 14px;border-bottom:1px solid var(--line)}.offer-row>div:last-child{grid-column:1/-1;border-bottom:0}.offer-row .btn{width:100%;min-height:46px}.all-offers-link{padding:16px 12px}
  .lead-modal{background:#fff}.lead-modal__backdrop{display:none}.lead-modal__dialog{width:100%;max-height:none;height:100%;margin:0;display:block;overflow:auto;box-shadow:none}.lead-modal__close{position:fixed;right:12px;top:10px;background:#061b31}.lead-modal__summary{padding:58px 20px 25px}.lead-modal__summary h2{font-size:2rem;max-width:90%}.lead-modal__summary>p{font-size:.78rem}.lead-modal__selected-bank{margin-top:18px}.lead-modal__metrics{grid-template-columns:1fr 1fr}.lead-modal__formwrap{padding:24px 20px 36px}.lead-modal__bank-choice{display:flex;overflow-x:auto;gap:8px;padding-bottom:8px;scroll-snap-type:x proximity}.lead-bank-choice{min-width:94px;scroll-snap-align:start}.lead-modal__fields{grid-template-columns:1fr}.lead-modal__form .field input,.lead-modal__form .field select{min-height:50px;font-size:16px}.lead-modal__privacy{font-size:.69rem}.bank-logo-box--dark{width:118px;height:52px}
  .product-row{grid-template-columns:1fr;margin:12px 0}.product-row>[data-label]:nth-of-type(even){border-left:0}.product-row .btn{margin:12px}.bank-entry{grid-template-columns:1fr}.bank-entry .btn{margin:12px}.comparison-meta{align-items:flex-start;flex-direction:column}.comparison-toolbar .field{padding:13px}.comparison-toolbar input,.comparison-toolbar select{width:100%;font-size:16px}.subhero h1{font-size:clamp(2.55rem,13vw,3.2rem)}
}
@media(max-width:640px){.offer-row>div[data-label]{display:flex;align-items:center;justify-content:space-between;gap:12px}.offer-row>div[data-label]:before{content:attr(data-label);font-size:.6rem;text-transform:uppercase;letter-spacing:.05em;color:#758896;font-weight:750}.offer-row>div[data-label] small{text-align:right}.offer-row>div[data-label]:last-child:before{display:none}}

/* ===== Emotional hero artwork: elderly couple by the water ===== */
.hero-premium__photo{background-image:url('../images/photo/hero-couple-clean.webp');background-position:center 45%;background-size:cover;opacity:1}
.hero-premium__shade{background:linear-gradient(90deg,rgba(2,18,34,.92) 0%,rgba(2,22,40,.78) 39%,rgba(2,24,43,.28) 62%,rgba(2,20,36,.18) 100%)}
.hero-premium__copy{filter:drop-shadow(0 2px 12px rgba(0,0,0,.22))}
@media(max-width:1080px){.hero-premium__photo{background-position:58% center}.hero-premium__shade{background:linear-gradient(90deg,rgba(2,18,34,.94),rgba(2,22,40,.7) 58%,rgba(2,20,36,.3))}}
@media(max-width:720px){.hero-premium{min-height:auto}.hero-premium__photo{background-position:54% center}.hero-premium__shade{background:linear-gradient(180deg,rgba(2,18,34,.74) 0%,rgba(2,18,34,.72) 30%,rgba(2,18,34,.92) 68%,rgba(2,18,34,.98) 100%)}.hero-premium__grid{padding-top:44px;padding-bottom:32px}.hero-premium__copy{padding-top:120px}.hero-premium h1{font-size:clamp(2.75rem,13vw,3.55rem);line-height:.98}.hero-compare{width:100%;padding:22px 18px}.hero-benefits{margin-top:28px}}
@media(max-width:420px){.hero-premium__photo{background-position:51% center}.hero-premium__copy{padding-top:105px}.hero-premium h1{font-size:2.72rem}}

/* Clean hero photo: responsive focal point */
.hero-premium__photo{background-position:center center;background-size:cover;}
@media (max-width: 760px){.hero-premium__photo{background-position:52% center;background-size:cover;}}
@media (max-width: 420px){.hero-premium__photo{background-position:54% center;}}


/* Uniform bank logo presentation — professional comparison rows */
.bank-logo,
.bank-logo-box,
.offer-bank-logo,
.comparison-bank-logo,
.bank-brand-logo {
    width: 118px !important;
    height: 58px !important;
    min-width: 118px !important;
    flex: 0 0 118px !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 9px 12px !important;
    box-sizing: border-box !important;
    background: #fff !important;
    border: 1px solid #e3e9ef !important;
    border-radius: 6px !important;
    overflow: hidden !important;
}

.bank-logo img,
.bank-logo-box img,
.offer-bank-logo img,
.comparison-bank-logo img,
.bank-brand-logo img {
    display: block !important;
    width: 100% !important;
    height: 100% !important;
    max-width: 94px !important;
    max-height: 38px !important;
    object-fit: contain !important;
    object-position: center !important;
}

/* Also normalize direct bank images used in offer tables */
.offer-table td:first-child img,
.comparison-table td:first-child img,
.bank-cell img,
.offer-bank img {
    width: 94px !important;
    height: 38px !important;
    object-fit: contain !important;
    object-position: center !important;
    display: block !important;
}

@media (max-width: 720px) {
    .bank-logo,
    .bank-logo-box,
    .offer-bank-logo,
    .comparison-bank-logo,
    .bank-brand-logo {
        width: 104px !important;
        height: 54px !important;
        min-width: 104px !important;
        flex-basis: 104px !important;
        padding: 8px 10px !important;
    }

    .bank-logo img,
    .bank-logo-box img,
    .offer-bank-logo img,
    .comparison-bank-logo img,
    .bank-brand-logo img,
    .offer-table td:first-child img,
    .comparison-table td:first-child img,
    .bank-cell img,
    .offer-bank img {
        width: 84px !important;
        height: 34px !important;
        max-width: 84px !important;
        max-height: 34px !important;
        object-fit: contain !important;
    }
}